Clear Guidance
Smart Strategy
Smoother Closings
Onda Lending
Onda - Noun. {ohn-dah}
Wave.
Vibe.
LICENSED IN CALIFORNIA
FAST & RESPONSIVE COMMUNICATION
CONVENTIONAL, FHA, VA, JUMBO, & INVESTOR LOANS
70+ YEARS OF EXPERIENCE
A more modern mortgage experience.
Getting a mortgage shouldn’t feel confusing or stressful. At Onda, we believe great lending is built on communication, strategy, and trust.
Our team works closely with every client to create financing solutions that fit both short-term goals and long-term financial plans.
FINANCING SOLUTIONS FOR EVERY GOAL
Loan Programs
Conventional Loans
Flexible financing options for primary homes, second homes, and investment properties
Jumbo Loans
Strategic solutions for higher loan amounts
FHA Loans
Accessible financing with more qualification options and lower down payment requirements
VA Loans
Exclusive benefits for eligible veterans and active-duty service members
Refinancing
Explore lower monthly payments, cash-out opportunities, and long-term savings strategies.
Investor Financing
Solutions designed for rental properties, second homes, and real estate investors
OUR PROCESS
A simple, transparent process from start to close.
1 / CONSULTATION
We start with a conversation about your goals, timeline, and financing options.
2 / PREAPPROVAL
We review your financial profile and provide a strong, competitive pre-approval.
3 / CONTRACT & LOAN PROCESSING
Once you’re in contract, we manage communication, documentation, and loan coordination every step of the way.
4 / CLOSING
Your loan funds and you get keys to your new home!
Meet the team
WHAT CLIENTS SAY
Rachel and Josh are true professionals and helped make the buying process stress free and an easy one. I've worked with several mortgage brokers and really appreciate how prepared the Onda team made me feel to close on time.
Jason B.
Very communicative and helpful. Josh guided me through the whole journey, he made me feel very comfortable!
Ana A.
This is our second time we have used Mischa as our lender and he is fantastic. Super responsive and he always answers our questions thoroughly. I would recommend him as a lender.
Karen C.
Real Stories | Real Results
